Help for Individuals and Households
FEMA’s Individuals and Households Program (IHP) provides financial and direct services to eligible individuals and households affected by a disaster, who have uninsured or underinsured necessary expenses and serious needs.
Individuals and Households Program (IHP)
IHP - Español | IHP - 简体中文 | IHP - Kreyòl ayisyen | IHP - 한국어 | IHP - Tiếng Việt
FEMA’s Individuals and Households Program (IHP) provides financial and direct services to eligible individuals and households affected by a disaster, who have uninsured or under-insured necessary expenses and serious needs. IHP assistance is not a substitute for insurance and cannot compensate for all losses caused by a disaster. The assistance is intended to meet your basic needs and supplement disaster recovery efforts.
IHP Assistance may include:
- Funds for temporary housing while you are unable to live in your home, such as rental assistance, or reimbursement for hotel costs
- A temporary housing unit, if approved for the disaster, when you are not able to use rental assistance due to a lack of available housing resources
- Funds to support the repair or replacement of owner-occupied homes that serve as the household’s primary residence, including privately-owned access routes, such as driveways, roads, or bridges
- Funds for other uninsured or under-insured disaster-caused expenses and serious needs, such as repair or replacement of personal property and vehicles, or funds for moving and storage, medical, dental, child care, funeral, and other miscellaneous items approved by your state, territory, or tribal government
- Funds for hazard mitigation assistance to help eligible homeowners repair or rebuild stronger, more durable homes.
Visit the FEMA Individual Assistance webpage for details on the program and to apply.
Other Needs Assistance (ONA)
ONA - Español | ONA - 简体中文 |ONA - Kreyòl ayisyen | ONA - 한국어 | ONA - Tiếng Việt
FEMA has several Individual Assistance programs designed to support disaster survivors. You can apply now at DisasterAssistance.gov or review the following types of assistance to determine what best suits your needs.
- Disaster Unemployment Assistance
- Individuals and Households Program Assistance
- Crisis Counseling Assistance and Training Program
- Voluntary Agency Coordination
- Mass Care and Emergency Assistance
- Disaster Case Management
- Disaster Legal Services
- Referral Lists
- Additional Resources
FEMA Mitigation Helpline
FEMA Mitigation Helpline Activated: FEMA Mitigation Helpline is available to survivors who are ready and interested in talking with a repair/rebuilding specialist. The Helpline number is 833-336-2487 (833-FEMA-4US) and is available during the day Monday through Friday. This is for mitigation guidance only.